This stands in contrast to a number of U.S. insurers that appear to be denying business interruption coverage. But there are some key differences between U.S. and Chinese insurers.

Key takeaways:

1. 68 Chinese insurers are offering some sort of COVID-19 coverage for business interruption losses.

2. Local Chinese governments are subsidizing some of the premiums.

3. Many Chinese insurers are state-owned and have the backing of the Chinese Government.

4. Faith that the Chinese government will take extraordinary measures to limit the spread of COVID-19 reduces risk to the insurers.